Unexpected Possibilities in Auto Insurance sent through the Unassuming Afternoon Jogger

Posted by supervisor as Finance

While cutting the grass in my lawn one afternoon, I happen to have a chat with an old friend who regularly jogs every afternoon as he stopped by for his water break. After exchanging pleasantries and opinions with regards to the weather, he saw my car in the garage and asked me if I don’t mind telling him facts about my auto insurance premium.

When I answered him, he was kind of amused to know that I pay a bit high because I purchased a Full coverage for my auto insurance. Consequently, I asked him about his auto insurance quotes and as expected, I was bemused (he is actually paying one half of what I currently pay). Through our discussion, I have learned that since he has no doubts with regards to his driving skills, he opted to go for Liability coverage. This means that his car insurance company will only have to pay to the damages he has caused to the other driver involved and it will not include the damages or hospital bills he might need to pay. Nonetheless, he is still saving a lot. A much needed option especially during these days.

After my friend continued with his jog, I stopped with my grass cutting and decided to look for my insurance contract and give it a review. I scanned the policy for other possible discounts I can avail of. There are, to my relief, other discounts I failed to apply for because as far as I can remember I was in a hurry the day I signed the papers (I was bound for a corporate meeting). I decided to give my insurer a call to discuss the new possibilities I have been eyeing on. They were agreeable and immediately scheduled a meeting with me the day after.

Although I wasn’t quite sure if I finished cutting the grass in my lawn, I am now more than happy to see my monthly car insurance bills in the cupboard knowing that I am paying for what I truly deserve.